Bank of India 514 Credit Officer Online Form 2025 – Complete Recruitment Details
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Bank of India 514 Credit Officer Online Form 2025
Bank of India has announced a recruitment notification for 514 Credit Officer posts. This is a great opportunity for eligible candidates to apply online. The application window opens on 20th December 2025 and closes on 5th January 2026. This article provides comprehensive details about the recruitment process, including eligibility criteria, age limits, application fees, selection procedures, and more.
Important Dates
- Notification Date: 01/11/2025
- Online Application Start Date: 20/12/2025
- Last Date for Online Application: 05/01/2026
- Payment of Application Fee: 20.12.2025 to 05.01.2026
Vacancy Details
| Scale | Post Name | Total Vacancies |
|---|---|---|
| SMGS-IV | Credit Officer | 36 |
| MMGS-III | Credit Officer | 60 |
| MMGS-II | Credit Officer | 418 |
| Total | Vacancies | 514 |
Eligibility Criteria
Educational Qualifications: Candidates must hold a graduate degree from a recognized university with a minimum of 60% marks. There is a relaxation of 5% marks for candidates belonging to reserved categories (SC/ST/OBC/PWD).
Where CGPA/OGPA is awarded, it should be converted into a percentage. The fraction of percentage will be ignored (e.g., 59.99% is treated as less than 60%).
Age Limit
The age limit as of 01-11-2025 is as follows:
- Credit Officer MMGS-II: Minimum 25 years, Maximum 35 years
- Credit Officer MMGS-III: Minimum 28 years, Maximum 38 years
- Credit Officer SMGS-IV: Minimum 30 years, Maximum 40 years
Age Relaxation:
- SC/ST Candidates: 5 years
- OBC Candidates (Non-creamy layer): 3 years
- Persons with Benchmark Disabilities: 10 years
- Ex-Servicemen: 5 years (subject to conditions)
Application Fee
The application fee details are as follows:
- SC/ST/PWD Candidates: Rs. 175/- (Intimation charges only)
- General & Other Categories: Rs. 850/- (Application fee + Intimation charges)
Application fees are inclusive of GST. Payment can be made through various online modes. Please note that the fee once paid is non-refundable and non-transferable.
Selection Process
The selection will be based on an online test and/or personal interview. The online examination will consist of various sections including:
- English Language: 25 questions, 25 marks
- Reasoning: 25 questions, 25 marks
- Quantitative Aptitude: 25 questions, 25 marks
- Professional Knowledge: 75 questions, 75 marks
Total: 150 questions, 150 marks with a composite time of 120 minutes. Minimum qualifying marks will be 35% for General/EWS and 30% for SC/ST/OBC/PWD candidates.
How to Apply
Eligible candidates can apply online by visiting the official Bank of India website. Ensure you have a valid email ID and mobile number throughout the recruitment process. Candidates must apply for only one post, as multiple applications will lead to the retention of the latest valid application only.
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FAQ
Q: What is the total number of vacancies for the Credit Officer posts?
A: There are 514 vacancies available for the Credit Officer posts.Q: What is the age limit for applicants?
A: Candidates must be between 25 to 40 years old to apply.Q: What is the minimum educational qualification required?
A: Applicants must be graduates with at least 60% marks.Q: When can I start applying for the Credit Officer position?
A: The application process starts on 20/12/2025.Q: What is the last date to submit the application form?
A: The last date to submit the application is 05-01-2026.
How to Apply
- Step 1: Visit the official website and locate the recruitment notification for Credit Officer posts.
- Step 2: Click on the online application link and fill in the required details accurately.
- Step 3: Upload necessary documents and pay the application fee, if applicable.
- Step 4: Review your application and submit it before the deadline.
- Step 5: Download and save the confirmation page for future reference.
